Identity theft occurs when someone uses your personal information (e.g., name, Social Security number, or credit card number) without your permission, to commit fraud or other crimes. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft.
The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn't make-or until you're contacted by a debt collector. Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend thousands of dollars and many months repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.
Sign up for Id Theft Protect Service here (see below for pricing)
Monitoring Options and Pricing:
Single Bureau monitoring (Experian): $4.99 a month
Triple Bureau monitoring (Experian, Equifax, TransUnion): $6.99 a month
Triple Bureau PLUS* (Experian, Equifax, TransUnion plus enhanced non-credit monitoring): $9.99 a month
Single Bureau monitoring with free Experian credit report and score: $49.99 annually
Triple Bureau monitoring with free 3-in-1 credit reports and scores: $79.99 annually
Triple Bureau PLUS* (Experian, Equifax, TransUnion with enhanced non-credit monitoring and free 3-in-1 credit reports and scores): $114.99
*PLUS monitoring plans include comprehensive monitoring of all three credit bureaus as well as monitoring and reporting for cyber surveillance, public records, nearby sexual predator information, and non-credit loans.