June, 2010
Letter from the Chairman:
Exciting things continue to be happening at New Frontier Bank. We were proud to help sponsor the KATY Trail Father’s Day Ride to benefit Prostate Cancer Research. We are also proud to offer another Free Shred Day on Saturday, July 10th from 9:00 a.m. until 11:30 a.m. at our WingHaven branch. The Shred Day is a great way for you to safely and confidentially shred your documents at no cost.
Another important development that became effective April 1st, 2010, we entered into a relationship with Fidelity Bancorp, a local mortgage banker. Fidelity has placed John Heinkel at our Zumbehl location to help our customers either purchase their new home or refinance their existing mortgage. John will be able to help offer you a more competitive rate and help offer a wider variety of mortgage options than we previously offered. Call John today to get into that new home you have always wanted or to lower your existing interest rate.
We continue to encourage our customers to check the banks you do business with by reviewing their Uniform Bank Performance Report (UBPR). This report compares the bank you are researching with a national peer group of similarly defined banks. You can find us by our FDIC Certificate Number 35597. From reviewing this report you can evaluate capital levels, loan past dues, earnings, reserve levels and other important indicators. Our first quarter results show our Tier One Leverage Capital Ratio is above peer average, our past due loans are below peer average, our earnings are above peer average and our reserve is above peer average. Your questions are welcome anytime and we continue to encourage everyone to know who you are doing business with.
One of the most important tools that can help you achieve your financial goals is to develop a personal financial plan and to keep it updated. You should establish savings accounts and goals to build your savings and net worth. We have a Certified Financial Planner, Larry Lund, who will be happy to meet with you at any of our locations at a convenient time to discuss your financial objectives and help you develop your personal financial plan. Larry specializes in helping clients enjoy a worry free retirement by guiding them down a proven pathway to success. He can help you accumulate wealth more effectively, grow your wealth more consistently and when the time comes transfer that wealth to your loved ones in the most efficient manner.
We have experienced a lot of successes so far this year through the dedication of our staff and loyalty of our customers. What makes the difference at New Frontier Bank? Well there are a lot of answers to that question. During a time when many banks have been changing names it highlights what makes the difference at New Frontier Bank. We have an experienced staff and accessible staff that know our customers. We are able to provide any service you need more efficiently than the larger banks
Thank you for all you do for New Frontier Bank our St. Charles County.
Joe Crenshaw
Letter from the Chairman:
Exciting things continue to be happening at New Frontier Bank. We were proud to help sponsor the KATY Trail Father’s Day Ride to benefit Prostate Cancer Research. We are also proud to offer another Free Shred Day on Saturday, July 10th from 9:00 a.m. until 11:30 a.m. at our WingHaven branch. The Shred Day is a great way for you to safely and confidentially shred your documents at no cost.
Another important development that became effective April 1st, 2010, we entered into a relationship with Fidelity Bancorp, a local mortgage banker. Fidelity has placed John Heinkel at our Zumbehl location to help our customers either purchase their new home or refinance their existing mortgage. John will be able to help offer you a more competitive rate and help offer a wider variety of mortgage options than we previously offered. Call John today to get into that new home you have always wanted or to lower your existing interest rate.
We continue to encourage our customers to check the banks you do business with by reviewing their Uniform Bank Performance Report (UBPR). This report compares the bank you are researching with a national peer group of similarly defined banks. You can find us by our FDIC Certificate Number 35597. From reviewing this report you can evaluate capital levels, loan past dues, earnings, reserve levels and other important indicators. Our first quarter results show our Tier One Leverage Capital Ratio is above peer average, our past due loans are below peer average, our earnings are above peer average and our reserve is above peer average. Your questions are welcome anytime and we continue to encourage everyone to know who you are doing business with.
One of the most important tools that can help you achieve your financial goals is to develop a personal financial plan and to keep it updated. You should establish savings accounts and goals to build your savings and net worth. We have a Certified Financial Planner, Larry Lund, who will be happy to meet with you at any of our locations at a convenient time to discuss your financial objectives and help you develop your personal financial plan. Larry specializes in helping clients enjoy a worry free retirement by guiding them down a proven pathway to success. He can help you accumulate wealth more effectively, grow your wealth more consistently and when the time comes transfer that wealth to your loved ones in the most efficient manner.
We have experienced a lot of successes so far this year through the dedication of our staff and loyalty of our customers. What makes the difference at New Frontier Bank? Well there are a lot of answers to that question. During a time when many banks have been changing names it highlights what makes the difference at New Frontier Bank. We have an experienced staff and accessible staff that know our customers. We are able to provide any service you need more efficiently than the larger banks
Thank you for all you do for New Frontier Bank our St. Charles County.
Joe Crenshaw
WingHaven Branch Internet Café
