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Small Business Checking
• $100.00 minimum opening deposit
• If average
daily ledger balance falls below $1,000.00 for the month, the fee will
be $10.00
• No
charge for first 40 transactions (Transactions include checks/debits, deposits/credits
and deposited items. Each transaction over 40 is $.20
each)
• 24-hour access
to account information by phone, small business online banking or our cash
management product (M.Y.O.B.) via the Internet.
• Free check imaging
on monthly statement
• Employees eligible for Work Plus Checking
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Thrifty Business
Checking Account
• $100.00
minimum opening deposit
• No charge for first
150 transactions; (Transactions include checks/debits, deposits/credits and
deposited items. Each transaction over 150 is $.35 each)
• 24-hour access to account information by phone, small business
online banking or our cash management product (M.Y.O.B.)
via the Internet.
• Free check imaging on
monthly statement
• Employees eligible for Work Plus Checking
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Business Checking Account
• $100.00
minimum opening deposit
• If average daily ledger balance falls below $5,000.00 for the
month, the fee will be $15.00
• No charge for first 500
transactions (Transactions 501 or more $0.40 each)
• 24-hour
access to account information by phone, small business online banking or our
cash management product (M.Y.O.B.) via the Internet.
• Free check imaging on
monthly statement
• Employees eligible for Work Plus Checking
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Corporate Checking
• $500.00
minimum opening deposit
• Earnings
credit based on the 4-week average of the 91-Day U.S. T-Bill
rate to help offset
monthly charges
• $15.00
monthly fee
• Free check imaging on
monthly statement
• 24-hour access
to account information by phone or our cash management
product
(M.Y.O.B) via the Internet
| Fees include: |
|
| Checks/Debits |
|
| ACH—Less than 75 |
no charge |
| ACH—75 or more |
$0.15 each |
| Non-ACH—Less than 75 |
$0.15 each |
| Non-ACH—75 or more |
$0.25 each |
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|
| Deposits/Credits |
|
| ACH—Less than 20 |
no charge |
| ACH—20 or more |
$0.15 each |
| Non-ACH—Less than 20 |
$0.15 each |
| Non-ACH—20 or more |
$0.25 each |
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| Deposited Items |
|
| 200 or Less |
no charge |
| 201 or More |
$0.10 each |
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Business Savings
• $500.00
minimum opening deposit
• If
average daily ledger balance falls below $750.00 for the month, the
fee will be $5.00
• Variable
interest paid on principal balance, interest calculated daily,
compounded and
credited quarterly
• No charge for first 50 deposited items (51 or more - $.25 each)
• Limit of six (6) preauthorized transfers
each month. Withdrawals or transfers to another
account
owned by you in our bank made by mail,
messenger, ATM, or in person are not
subject to these limitations (Debits in excess of six per month—$10.00
each)
• Semi-annual statements
• 24-hour access
to account information by phone or via the Internet
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Business Money Market
• $500.00
minimum opening deposit
• If
average daily ledger balance falls below $5,000.00 for
the month, the fee will be $10.00
• Variable
interest paid on principal balance, interest calculated
daily, compounded
and credited monthly
• Free
check imaging on monthly statement
• 24-hour
access to account information by phone or via the Internet
• Limit of six (6)
preauthorized transfers from your account each statement
cycle,including
payments by check to third parties. Withdrawals or transfers to another account owned
by you in our Bank, made by mail, messenger, ATM or in person are not subject to these limitations.
| Fees include: |
|
| Excessive Withdrawals |
$10.00 each
|
| Deposited Items |
|
| 20 or less |
no charge |
| 21–50 |
$0.12 each |
| 51 or more |
$0.25 each |
Deposits/Credits |
no charge |
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Business Plus Package
• This product is a package of a Business Plus Checking and Business Plus Money Market Account
• $200.00 minimum opening deposit ($100.00 per account)
• If combined average daily balance falls below $15,000.00 for the month, a service charge of $15.00 will be assessed against the Business Plus Checking Account
• Check imaging on monthly combined statement at no additional cost
• 24-hour
access to account information by phone or via the Internet
• 50% off M.Y.O.B. Cash Management Product
• Free night drop bag
• Free employee benefit analysis by Financial Planner
• Free checking for employees with our Work Plus account
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Our alternative service methods make a difference in
building our circle of dedicated clients:
• 5:00
business day cut-off
• Empowered
Financial Service Specialists
• In-house
check printing
• Personal, prompt
service
• Account opened in a
private office
• ACH (Automated Clearing House) Origination—credits,
debits & payroll
• Service
charges based on average balance compared to daily balance used at
other financial institutions
• Free
check imaging
• Night drop services
• Internet
banking and cash management (M.Y.O.B.)
• 24-hour tele-bank services
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