| Setup fee; includes 2 users and 2 onsite visits | $75.00 |
| Setup fee for each additional user | $10.00 |
| ACH entry software | $25.00 |
| Onsite visit (2 visits will be given in the installation process) | $25.00 |
| Check reconciliation setup fee | $25.00 |

“As an empowered employee at the Zumbehl location of New Frontier Bank, my goal is to ensure that every experience you have with us is truly the best it can be! We are a full service community bank that can help you achieve all of your financial goals. You are always welcome to come visit us at any of our three state-of-the art locations. We look forward to a successful partnership!”

New Login Process with Added Layers of Security Beginning May 5, 2013
In order to enhance the security of our Internet Banking solution we are announcing some changes to the login process for Online Banking.
After the upgrade, you may notice the picture & phrase that previously appeared when you logged in have been removed. In addition, you are no longer required to formally register your computer; the new system has technology to recognize if your computer has been used before to access the system. We are implementing a more secure and behind the scene process to validate your device (PC, laptop, tablet, mobile phone), username and password.
We are also adding additional layers of security in the event you log in from a device that has not been used in the past. Instead of the simple challenge questions you used in the past, you will be asked to validate your identity through a one-time security code via a phone call or SMS message. These enhance security features help safeguard your information.
These new security features make it essential for us to have current phone numbers. Please verify your contact information in the Administration section of Online Banking.
If you have additional questions, contact your Financial Service Specialist at 636.940.8740.